The Britto Group offers several different A+ rated insurance carriers in PA and NJ, and we'll help you to design an affordable policy based on your specific needs. Whether you're a business professional needing strong liability protection, or a struggling parent that needs to keep costs to a minimum, we want to earn your business and establish a foundation of trust for a long time to come.
Our agency also works with both "great" and "not so good" drivers so there's no one we can't help. Please call us for a quote today at (215) 722-6020
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At The Britto Group, we're glad to help educate and find you the best policy to protect your home, rental unit, or personal property. We have several different options to protect you in different ways. Whether you're looking for replacement cost (recommended) or actual cash value (ACV) coverage, we can design a policy for your specific need.
When you own your home, it is vital that you safeguard your most important investment with the proper protection. Contact us to find out more about our home insurance and tenant policies today.
Whether you own or rent your home, you should insure your property to guarantee protection for you and your family. Damages to your home are often unexpected and can be caused by peril, theft or even vandalism. Here are some of the top reasons to consider insuring your property today.
Insurance Protects Your Home From Loss
In the case of any damage due to a hazard, the typical homeowner's policy will help you cover repairs and renovations necessary to bring your home back to where it was before the damages occurred. Homeowners insurance will guard you from hazards including:
Insurance Protects Your Personal Belongings
If your personal belongings are stolen or destroyed by a hazard, your homeowner’s insurance may reimburse you for the value of those items. Such items can include anything from jewelry, clothing, electronic, electronics and more.
Your policy will protect your item outside of your home, too. Whether your valuables are in your car, in storage, or traveling with you on vacation, your homeowner’s policy can replace them if they are stolen.
Homeowners Insurance is Required by Mortgage Lenders
You typically need homeowner’s insurance if you're financing your house. Home insurance guards your lender's investment from loss or damage caused by covered risks like a fire or vandalism.
The amount of your mortgage may dictate how much homeowner’s coverage you must carry. If you do not keep your home insured, your mortgage lender may purchase a policy in your name and add payments to your monthly bill.
Renters Need Insurance Too
If you are a tenant, your home is already covered by your landlord's property insurance. Your personal property however will remain unprotected without your own renter's insurance policy. Renter's insurance is remarkably affordable given the coverage that it provides. At a low yearly premium, your coverage will include loss to personal property due to theft or peril and accidental injury in your home.
Perils that may cause covered losses include:
At The Britto Group, our agents compare quotes from more than five insurance companies in order to find you the best price for the coverage you need. Whether we write your homeowners or renters policy with Nationwide, Berskshire Hathaway Guard, or another top A-rated insurance company, we guarantee to provide you with excellent service and the best rate possible to match your needs.
Call today for a free quote! For more information regarding any of your insurance and real estate needs, contact us at any time by phone or email.
Keep your business going with a commercial insurance policy from The Britto Group. Whether you're a contractor, mechanic, truck driver, landlord, or small business owner, it's extremely important to protect yourself from any liability exposure as well as employee injury or dishonesty. Our agency handles general liability (GL), business auto (BA), business owners policies (BOP), habitational risks, worker's compensation and more.
Contact us today at (215) 722-6020and let us help you find a commercial insurance policy that works for your business.
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What would happen if the bread winner in your household suddenly passed away prematurely? How could you juggle the duties and bills if you lost your significant other? If these two questions concern you, contact The Britto Group today to review your options on life insurance and protect your family at a reasonable price.
A good life insurance policy is crucial in ensuring that those you care about most are able to live on comfortably in the wake of your passing. Contact us and let us help you find the best life insurance policy for your needs.